Because of the lack of employment in the area, Karina decided to open a business making picture frames. She has used the loans to purchase material and market her products. Karina is now well known in the area and has established a good clientele. She is currently on her fifth loan with FUNDAMIC. Karina and her partner have four children and he works as a taxi driver. With the income from selling her picture frames and her partner’s income they have been able to cover the basic needs of their home and put all their children in school.